FAQ | Mr Ferdi Mr Property

What is an Essential Occupier?

An essential occupier is a family member who is required to be listed in the Application Form in order to form a family nucleus and...

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Mr Ferdi, Mr Property

What is T.O.P?

Have you ever been to a New Launch Showflat and hear this term T.O.P? What does T.O.P means? T.O.P is abbreviation for Temporary...

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What is the Difference between MSR and TDSR?

Before we start, MSR is only applicable for HDB and Executive Condos from the Developer. Unlike the Total Debt Servicing Ratio (TDSR),...

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I want to sell my HDB. How do I calculate for my Cash Sales Proceeds?

For most owners, when they first buy their first property, the thought of selling their home have never crossed their mind. When you...

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Mr Ferdi, Mr Property

What is the most OVERLOOKED thing when Selling HDB and Buying a Condo?

One of the most overlooked thing when upgrading from a HDB to a Private Property is Addtional Buyer Stamp Duty ( ABSD ). In short, ABSD...

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How would I know its the right time for me to sell my Property?

We are all in different stages of our lives, hence, the "right" time will differ for everyone. But lets assume that this topic is solely...

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Should I pay more monthly for a shorter loan or pay as little as possible but full term tenure?

Another excellent question, and also a very subjective one. No right or wrong answer, really depends on your comfort and affordability....

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Why are people selling their HDB BTO units and buying a Private Condominium?

Asset Progression In Singapore, HDB units are for majority of the masses and the government build it for stay rather than for HDB owners...

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Which is Better? HDB Loan or Bank Loan? ( For HDB Property )

This is one of the most favorite questions I get from my clients. Which is better? Bank loan or HDB loan? Very subjective topic, and I...

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How to Apply for HDB Loan or Bank loan? ( For HDB property )

Did you know that when buying a HDB, you can get loan either from HDB or Banks as well? Yes, you can get loans from the banks as well....

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Can I Afford to Buy a HDB?

Since majority of the population in Singapore owns or stay in HDB, this is a very common question. Whether one can afford to buy a HDB....

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What are the factors to consider when buying a Property? ( For Investment Edition )

Every property owner, be it they want to buy for investment or for stay, will prefer to have convenience. Being able to simplify your...

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What are the factors to consider when Buying a Property? ( Owner-occupied/ To stay )

Buying a property can be split into 2 categories: To stay or To investment. This topic can be very deep and subjective to each and every...

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Tips into Buying your First HDB Property

Just got married? Singles, and just turned 35 years old? Congratulations. You are eligible to buy your first Property. Here are some tips...

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Tips to Selling Your HDB

If you are reading this post, most likely that your HDB has reached or is reaching its 5-years Minimum Occupation Period (MOP) and you...

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Buy First, Sell Later OR Sell First, Buy Later? Let's explore the Pros and Cons

When maneuvering to buy and sell your current and future home, planning is very important. From the financial planning, the timeline and...

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