An essential occupier is a family member who is required to be listed in the Application Form in order to form a family nucleus and...

Have you ever been to a New Launch Showflat and hear this term T.O.P? What does T.O.P means? T.O.P is abbreviation for Temporary...

Before we start, MSR is only applicable for HDB and Executive Condos from the Developer. Unlike the Total Debt Servicing Ratio (TDSR),...

For most owners, when they first buy their first property, the thought of selling their home have never crossed their mind. When you...

One of the most overlooked thing when upgrading from a HDB to a Private Property is Addtional Buyer Stamp Duty ( ABSD ). In short, ABSD...

We are all in different stages of our lives, hence, the "right" time will differ for everyone. But lets assume that this topic is solely...

Another excellent question, and also a very subjective one. No right or wrong answer, really depends on your comfort and affordability....

Asset Progression In Singapore, HDB units are for majority of the masses and the government build it for stay rather than for HDB owners...

This is one of the most favorite questions I get from my clients. Which is better? Bank loan or HDB loan? Very subjective topic, and I...

Did you know that when buying a HDB, you can get loan either from HDB or Banks as well? Yes, you can get loans from the banks as well....

Since majority of the population in Singapore owns or stay in HDB, this is a very common question. Whether one can afford to buy a HDB....

Every property owner, be it they want to buy for investment or for stay, will prefer to have convenience. Being able to simplify your...

Buying a property can be split into 2 categories: To stay or To investment. This topic can be very deep and subjective to each and every...

Just got married? Singles, and just turned 35 years old? Congratulations. You are eligible to buy your first Property. Here are some tips...

If you are reading this post, most likely that your HDB has reached or is reaching its 5-years Minimum Occupation Period (MOP) and you...

When maneuvering to buy and sell your current and future home, planning is very important. From the financial planning, the timeline and...